As of the end of 2024, more than 51.7 million Americans received Social Security retirement benefits, representing over 15% of the population. The average monthly benefit for Social Security recipients at the end of 2024 was $1,

Future Social Security reforms may include income-based benefit reductions, potentially cutting off payments for retirees earning over $250,000 annually. The retirement age is likely to increase, possibly pushing full benefits eligibility to 70,

Whether you're ready to apply or looking to learn more about applying for Social Security, we'll fill you in on the details.

In many cases, a retiree's spouse can qualify for Social Security benefits simply because their partner does. Spouses can qualify for up to one-half of a retiree's benefits at their full retirement age,

There’s a reason some people aim to file for Social Security at age 70 despite being entitled to their monthly benefits without a reduction much sooner than that. For each year a Social Security claim is delayed past full retirement age (FRA),

As retirement approaches, deciding when to claim Social Security is crucial. While waiting until 70 can boost your monthly benefits, there are valid reasons to consider applying earlier.

Social Security spousal benefits depend on the claim age of the spouse and the primary insurance amount (PIA) of the retired worker on whose record they claim benefits. The term PIA references the benefit a retired worker will receive if they start Social Security at full retirement age (FRA), which is age 67 for anyone born in 1960 or later.

Social Security serves as a lifeline for tens of millions of seniors. Today, that number is growing. As of December 2024, the Social Security Administration (SSA) reported that about 65.5

O ne of the most appealing aspects of Social Security is the flexibility it offers in terms of when you can start claiming benefits. While you have the option to begin as early as