Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them.

Our average car insurance rates by state analysis finds that Vermont is the cheapest state for full coverage car insurance. The cheapest states are: Drivers in Wyoming pay the least for minimum ...

Please view our advertising policy and product review methodology for more information. What does cruise travel insurance cover? And does it pay to buy cruise travel insurance? The answer is not ...