How much debt you carry impacts 30% of your credit score. Before we had our mortgage, the two biggest debts I carried were my ...

Having a perfect credit score sounds really cool, but it's not all it's cracked up to be. Find out what having an 850 score ...

The majority of American consumers now score in at least the "good" range or higher. This is great news because a good credit score can potentially help you save money in the long run. Below ...

What FICO says about having a perfect credit score What a good credit score can get you It might be exciting to aim for 850, the highest possible FICO score, but it really comes with no additional ...

To build good credit, pay bills on time, keep utilization low, and monitor reports. A strong credit score leads to better ...

Most generations increased their average FICO Score by a single point in 2024, although Generation X, currently carrying more ...

An icon in the shape of a lightning bolt. Impact Link Your credit score plays a pivotal role in your financial life, affecting everything from applying for an apartment lease to buying a house or ...

There are no shortcuts to strengthening your credit score. It just takes time. Say that to yourself as often as needed to avoid the temptation to waste good money searching for an easy fix to your ...

The TruVision Alternative Bank Risk Score from TransUnion helps generate a credit score based on your banking history. Here’s ...

Poor credit raises rates by 95% compared to having good credit. Your credit score can impact your car insurance rate. A higher credit score decreases your car insurance rate with almost every ...

A Maharashtra family called off a wedding due to the grooms low CIBIL score. Learn what a CIBIL score is and how it impacts ...

Reports of unpaid debt can tank an otherwise strong credit score. The new CFPB rule would change that for about 15 million ...