Currently, the best 1-year CD rates are some of the best rates you can get on CDs in general. The best CD rate for a 12-month CD term right now is 4.55% APY from Credit Human Federal Credit Union.

Interest is compounded daily and is credited monthly. You can withdraw interest earned at any time during your CD term without penalty. CDs automatically renew at maturity. Synchrony customers ...

Opening a jumbo CD isn’t for everyone, but it could be an option if you’re a high earner or investor looking for conservative, steady yields to pair with your retirement and investment portfolio.

Alliant Credit Union: 4.10% APY, $1,000 minimum deposit. When you withdraw your money from a CD before the term expires, you generally pay a penalty of at least several months’ of interest earned.

Steve Guttenberg's "Tales From The Guttenberg Bible" will be presented at Bay Street Theater this summer. COURTESY BAY STREET THEATER/GEORGE STREET PLAYHOUSE. PHOTO BY ADAM HENDERSHOTT.