With that in mind, we explore the top 7 situations your standard car insurance won’t cover (and how to avoid costly surprises). A standard auto policy is designed for routine personal driving.

you can buy rental car insurance or a non-owner insurance policy. Most standard car insurance policies cover permissive use of a vehicle if driven by others. Whether you’re using a car in a new ...

"The quickest way to get cheaper car insurance is to shop around and let your current insurer know you're shopping around," ...

Classic and collector car insurance is often less expensive than standard auto insurance for your everyday driver, as antique vehicles aren’t driven often. Shop around and obtain at least three ...

Your classic is not just another standard car you drive. So you can’t just have a standard car insurance policy. Instead, you need a specialized classic car policy. Get a quote through Progressive, ...

An I-Team analysis of Illinois Department of Insurance data found that overall, non-standard auto insurers have the highest ...

🔍 Dig deeper: 7 surprising situations your standard car insurance won't cover (and how to stay protected) A full-coverage auto insurance policy combines three key protections — liability ...

By Kiah Treece Car repair insurance is designed to mitigate the financial impact of mechanical breakdowns that aren’t typically covered under standard auto insurance policies. These unforeseen ...

Espenschied offers up the example of your friend's car insurance having a limit of $50,000 in damage for a wreck, which is pretty standard. Say the person you crashed into sues you and wins $100,000.