With that in mind, we explore the top 7 situations your standard car insurance won’t cover (and how to avoid costly surprises). A standard auto policy is designed for routine personal driving.

"The quickest way to get cheaper car insurance is to shop around and let your current insurer know you're shopping around," ...

you can buy rental car insurance or a non-owner insurance policy. Most standard car insurance policies cover permissive use of a vehicle if driven by others. Whether you’re using a car in a new ...

Your classic is not just another standard car you drive. So you can’t just have a standard car insurance policy. Instead, you need a specialized classic car policy. Get a quote through Progressive, ...

Shelter’s auto insurance has some good qualities, but overall it didn’t perform well in our analysis because of its notable lack of many coverage types and poor rates for many types of drivers. You ...

🔍 Dig deeper: 7 surprising situations your standard car insurance won't cover (and how to stay protected) A full-coverage auto insurance policy combines three key protections — liability ...

By Kiah Treece Car repair insurance is designed to mitigate the financial impact of mechanical breakdowns that aren’t typically covered under standard auto insurance policies. These unforeseen ...

Espenschied offers up the example of your friend's car insurance having a limit of $50,000 in damage for a wreck, which is pretty standard. Say the person you crashed into sues you and wins $100,000.