One nonprofit is helping spread love and joy on Valentine’s Day. Joy by Jennifer is in the business of personalized birthday cards, created by individuals with Down syndrome.

She's been writing about credit cards and reward travel since 2011 with articles on Forbes Advisor, BoardingArea, The Points Guy and more. Her redemptio... Jerod Morales is a deputy editor at ...

Cash back credit cards do exactly what the name suggests: They earn cash back on qualifying purchases, and many don't even charge annual fees. They're great for people who value simplicity or who ...