Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert and personal finance writer with nearly two decades of experience in the credit industry.

Secured loans require collateral, offering lower interest rates and higher borrowing limits compared to unsecured loans.

Where secured loans require collateral, unsecured financing methods don't require any collateral at all. What is an unsecured loan? Unsecured loans and financial products can come in many ...

With projections indicating that the total value locked in DeFi could reach $700 billion in 2025, now is an opportune time to ...