Collateral is an asset you use to secure a loan. Putting down collateral can make it easier to qualify for a loan, but it can be risky for borrowers. Let's look at how collateral works and how it ...

Here's what you need to know. A secured loan is a type of loan that is guaranteed by collateral that you own. If a borrower defaults on a secured loan, the lender can seize the collateral to ...

A secured loan is a type of debt that requires collateral. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on ...

A home equity loan can be an easy way to fund a big expense, but whether or not it's an affordable option depends completely upon your personal finances.

That’s forcing farmers to turn to lenders in search of additional farm loans. Three ag bankers representing various geographies say using land as collateral can be a viable option, but it’s ...

It's not unheard of for an entrepreneur to provide 100% backing of an SBA loan through a pairing of a cash guarantee and collateral. Under the SBA 7(a) program, collateral isn't required for a ...

An unsecured business loan allows you to access financing for your business without providing collateral, like business equipment, real estate or cash. Generally, lenders offer this type of loan ...

A home equity loan lets you borrow money using your home as collateral. You'll get a lump-sum payment and repay the loan with fixed-rate interest over a predetermined term. Some or all of the ...