But, a certificate of deposit (CD) can help. That's because today's leading accounts come with higher returns than the current inflation rate. However, strong current returns aren't the only ...

For more than two years, from late 2022 until January 2025, the highest rate you could earn on a nationally available certificate of deposit (CD) was 5.00% APY or better. In fact, the top ...

Commissions do not affect our editors' opinions or evaluations. After climbing for the past couple of years, CD rates have been slowly declining in 2024. CD rates tend to track the federal funds rate.

Chase Bank offers both standard and relationship interest rates on its CD accounts. Relationship rates are specifically for customers with a linked Chase personal checking account. All standard ...

Business Insider's personal finance team compared Synchrony's CDs to the best CD rates and found it to be an industry leader. Synchrony Bank CD rates are some of the best for people who don't have ...

With three back-to-back Fed rate cuts behind us last year and two more expected in 2025, CD rates have been gradually declining. But you haven't missed your chance to lock in solid returns.

Charles Schwab CD rates are similar to some of the best CD rates at online banks and credit unions — just keep in mind that brokered CDs aren't the same as traditional CDs, though. You may like ...

Mandy is a personal finance contributor to Newsweek’s personal finance team. She started out as a licensed insurance agent in 2005 and began her freelance writing career in 2018. Mandy uses her ...

Most CD options require a single deposit and don’t allow additional deposits, so you’ll need to gather your funds before opening an account. When you’re ready to open a CD, compare the best ...

If you’re interested in an Edward Jones certificate of deposit (CD), rates are higher than the national average, ranging between 4.00% and 4.50% annual percentage yield (APY). These rates are on ...

A no-penalty certificate of deposit is a type of CD that charges no fee for withdrawing money before the term expires. It offers more flexibility than other CDs. Strict editorial guidelines to ...

While Chase offers a wide variety of terms on its CDs, its rates, which are as high as 4% for a two-month CD, are competitive if you are a customer, but otherwise very low. Here’s an overview ...