How much debt you carry impacts 30% of your credit score. Before we had our mortgage, the two biggest debts I carried were my ...

The TruVision Alternative Bank Risk Score from TransUnion helps generate a credit score based on your banking history. Here’s ...

Like it or not, your credit score is important. It tells creditors how responsible you’ve been with your past debts. Cre ...

Understanding the intricacies of credit scores in the U.S. is crucial for financial success. Learn how to differentiate ...

Learn what a credit score is, how it's calculated, the different score ranges, and why it matters to get the best rates on ...

Paying your credit card bill weekly is certainly not necessary. But it does come with some perks you might not realize. Read ...

Having a top-tier score might also "provide peace of mind," as it "reflects disciplined financial habits and responsible ...

To maintain a high credit score i.e., above 700, you should clear your credit card bills and loan repayments on time.

One of the most common forms of revolving credit is a credit card, which can significantly impact your credit score. By following the lender’s repayment rules and keeping an eye on your credit ...

The only case in which a corporate card would affect an employee's personal score is if the business made a billing mistake and added it in their name. If you see that a corporate charge card appears ...

Sadly, it requires quite a bit of time for negative information to fall off your credit reports. For example, delinquencies ...

Upstart will make exceptions in certain ... to give you ample time to pay off your debt. Keep in mind that if you're approved with a lower credit score, you may still be subject to paying a ...