The trick to getting your refund sooner is to combine electronic filing with direct deposit. When filing a paper tax return, ...

From there, you can deposit your check, link your physical bank account to your online-only account ... Even if you're stuck with a daily electronic transfer limit, it's an option for getting ...

(The same electronic transfer system that processes ... costs taxpayers more than a dollar, while each direct deposit only costs a dime. Plus, direct deposit is simple to set up.