Kristy is a freelance contributor to Newsweek’s personal finance team. As an editor, Kristy has worked with sites like Bankrate, JPMorgan Chase and NextAdvisor to craft and hone content on ...

Generally, you'll need a personal loan for debt consolidation, which means replacing multiple loans with a single loan instead. Business Insider's personal finance experts chose the best personal ...

A Federal Direct Consolidation Loan allows borrowers to combine multiple federal student loans into one loan. Most federal student loans are eligible for consolidation. Private student loans are not ...

However, over time, debt can put a serious strain on the bottom line. That's when a business debt consolidation loan can help an owner regain control to clean up and streamline business debt.

there's a growing concern that some firms are merely following the herd rather than seeking strategic partnerships that align with their business goals and values. As this wave of consolidation ...