The general liability policy pays $500,000 (its per-occurrence limit). The umbrella policy covers the remaining $4.5 million. After this claim, the umbrella policy’s aggregate limit is reduced to $5.5 ...

Commercial truck insurance usually covers many of the same things as a standard insurance policy but at higher limits. Take liability insurance, for example. Standard car insurance liability ...

It provides the same protections as your personal policy, including liability ... typically at higher limits than personal auto insurance policies. Commercial policies tend to have higher limits ...

Rising insurance rates impact most drivers, but due to the nature of gig work, high car insurance rates may be hitting ...

You may also get a bigger insurance bill if your state requires high auto insurance coverage limits. For example, Texas has liability limits of 30/60/25, which breaks down to: $30,000 per person ...

Liability car insurance is required in most states, with minimum coverage requirements varying by state. The only exceptions are New Hampshire and Virginia, where you’re allowed to forgo ...

A per-occurrence limit is the maximum amount your insurer will pay for each individual claim during the policy period. The best commercial insurance providers will often bundle general liability ...

Every new year brings a series of changes. For Utah in 2025, one of those pertains to auto insurance minimum liability ...

California’s new minimum liability limits will be 30/60/15 beginning January 2025. Newer cars come with expensive sensors and driver assist technology that costs a bundle to fix and car ...

Both Lyft and Uber provide liability-only coverage during period one, with 50/100/25 limits. In states requiring ... starts at just $0.90 per day. Commercial auto insurance costs have also ...