Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert and personal finance writer with nearly two decades of experience in the credit industry.

Secured loans require collateral, offering lower interest rates and higher borrowing limits compared to unsecured loans.

With projections indicating that the total value locked in DeFi could reach $700 billion in 2025, now is an opportune time to ...

However, there is a way to leverage your gold in order to quickly access cash: Use your gold as a collateral on a loan. Since your gold acts to secure the loan, you’re more likely to qualify for a ...